Big Financial Leaps For Small Enterprises

Forbes 2011 financial report came out with some very interesting news and surprising unheard of companies that really rocked the financial world. Many huge conglomerate companies that we all expect to really be on top of the financial reports were actually reporting slow lending, losses and basically overall poor results. Even with some of the poor and unexpected reports there was some interesting news that surfaced.

The Mexican billionaire Ricardo Salinas is considering bringing his micro-lending business to the United States where he will focus on lending to women. Salinas stated "Because 85 percent of women owned businesses can be considered micro enterprises that a well managed micro financing program would be a great asset. Personal Loans Pro is yet another surprise that hit reports primarily due to its diversity of providing nationwide assistance to people that have bad credit but their Online Personal Loans program is also designed to provide people with the best interest rates found nationwide. Providing nationwide services and instant online application processing definitely provides convenience and outstanding results.

Saturday August 29, 2015 Finance Comments Off on Hotel Loans Lead Drop in CMBS Delinquency

Hotel Loans Lead Drop in CMBS Delinquency

With hotel mortgages leading the way, the rate of past-due payments on securitized commercial real estate loans continued falling to a multi-year low. Retail property loans, however, suffered a significant setback.

The rate of 30-day delinquency on loans included in commercial mortgage-backed securities was down three basis point as of the end of June compared to a month earlier.

Based on principal balance, past-due CMBS loans have fallen to their lowest level in nearly six years.

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Thursday, August 20th, 2015 Property Loans Comments Off on Hotel Loans Lead Drop in CMBS Delinquency

China’s Money Drops in Value

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China#39;s highly controlled currency, the yuan, had its biggest drop in two decades Tuesday. That was followed, Wednesday, by a 1.6 percent drop in value. Chinese officials say their devaluation of the currency will let markets play a greater part in setting the value of Chinese money. However, experts say the devaluation also will help Chinese exports.

By Wednesday, markets reacted to news of the decline in the yuans value. Stock market measures in Asia were down while stocks in the United States showed early losses.

The value of the Chinese yuan has been gradually...

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Thursday, August 20th, 2015 Money Comments Off on China’s Money Drops in Value

Consumer Credit Gets A Pop In June

After a slow start to 2015, it looks like American consumers are finally resorting to paying with credit cards once again. According to the Federal Reserve, overall consumer credit received a hefty boost in June, especially among revolving credit which rose to an annual rate of 7.4% in June for a total of $906 billion. This results in a gain of about $5.5 billion in revolving credit out of the total June gain of $20.7 billion. On the non-revolving side, which includes all student loans and automobile loans, about $15.2 billion was added to the rolling total for the month of June. This puts total non-revolving debt in America at approximately $2.515 trillion.

Below is a chart showing...

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Thursday, August 20th, 2015 Automobile Loans Comments Off on Consumer Credit Gets A Pop In June

Oppenheimer Reiterates "Buy" Rating for National Retail Properties (NNN)

National Retail Properties (NYSE:NNN)‘s stock had its buy rating restated by research analysts at Oppenheimer in a note issued to investors on Tuesday, AnalystRatings.Net reports. They presently have a $46.00 price objective on the real estate investment trust’s stock. Oppenheimer’s price target would indicate a potential upside of 25.34% from the company’s current price.

National Retail Properties (NYSE:NNN) traded down 0.08% during mid-day trading on Tuesday, hitting $36.70. 1,115,915 shares of the stock traded hands. The company has a market cap of $4.92 billion and a price-to-earnings ratio of 28.21. The stock’s 50 day moving average is $36.52 and its 200-day...

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Wednesday, August 19th, 2015 Property Loans Comments Off on Oppenheimer Reiterates "Buy" Rating for National Retail Properties (NNN)

The Cards and Payments Industry in Brazil: Emerging Trends and Opportunities …

Market Research Reports, Inc. has announced the addition of “The Cards and Payments Industry in Brazil: Emerging Trends and Opportunities to 2019” research report to their website http://www.MarketResearchReports.com

This press release was orginally distributed by SBWire

Lewes, DE — (SBWIRE) — 08/06/2015 — The Cards and Payments Industry in Brazil: Emerging Trends and Opportunities to 2019 report provides top-level market analysis, information and insights into Brazils cards and payments industry, including:

– Current and forecast values for each market in Brazils cards and payments industry, including debit cards, credit and charge...

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Scotiabank Analysts Give Dream Hard Asset Alternatives Trust a C$9.15 Price …

Scotiabank set a C$9.15 target price on Dream Hard Asset Alternatives Trust (TSE:DRA.UN) in a research report released on Wednesday, Analyst Ratings.Net reports. The brokerage currently has a an outperform rating on the stock.

Separately, GMP Securities reaffirmed a buy rating on shares of Dream Hard Asset Alternatives Trust in a research report on Thursday, June 4th.

Dream Hard Asset Alternatives Trust (TSE:DRA) is an open-ended trust. The Company is focused on hard asset alternative investments comprising real estate, real estate lending, real estate development, and renewable power. The Trust operates in four business segment: income properties, lending portfolio, investment...

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Wednesday, August 19th, 2015 Property Loans Comments Off on Scotiabank Analysts Give Dream Hard Asset Alternatives Trust a C$9.15 Price …

Short Interest Update on Bankrate, Inc. (NYSE:RATE)

Shares of Bankrate, Inc. rose by 15.72% in the last five trading days and 2.87% for the last 4 weeks. Bankrate, Inc. has dropped 16.29% during the last 3-month period . Year-to-Date the stock performance stands at -16.49%.

Bankrate, Inc. (NYSE:RATE): According to 4 Analysts, The short term target price has been estimated at $ 12.63.The target price could deviate by a maximum of $1.7 from the forecast price. In the near term, the target price could hit a high of $15 and a low of $ 11.

Bankrate, Inc. (Bankrate) is a publisher, aggregator and distributor of personal finance content on the Internet. The Company provides consumers with personal finances editorial content across multiple...

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Wednesday, August 19th, 2015 Automobile Loans Comments Off on Short Interest Update on Bankrate, Inc. (NYSE:RATE)

Goldman Sachs Isn’t Like the Money Center Banks

I write quite about the financial condition of the four money centers: JPMorgan Chase (JPM), Wells Fargo (WFC), Bank of America (BAC) and Citigroup (C). The reason I focus on them, to the exclusion of the rest of the banks, is that they are operated essentially as government agencies.

These banks are largely responsible for the implementation of monetary policy for the rest of the banking system and have business strategies (as reflected in their financial conditions) that are most logically the result of coordinated efforts with various other government agencies and regulatory bodies.

The most glaring issue is the outsized percentage of carried nonperforming residential mortgages,...

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Wednesday, August 19th, 2015 Money Comments Off on Goldman Sachs Isn’t Like the Money Center Banks

Modeling Financial Liquidity and Solvency

Too often in debates regarding the recent financial crisis, the event was regarded as a surprise that no one could have anticipated, conveniently forgetting those who pointed out sloppy banking, lending and borrowing practices in advance of the crisis. There is a need for a well-developed model of how a financial crisis works, so that the wrong cures are not applied to the financial system.

All that said, any correct cure will bring about a predictable response from the banks and other lending institutions. They will argue that borrower choice is reduced, and that the flow of credit and liquidity to the financial system is also reduced. That is not a big problem in the boom phase of the financial...

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Tuesday, August 18th, 2015 Property Loans Comments Off on Modeling Financial Liquidity and Solvency

SMEs can apply for DBS loans online

Singapores small and medium- sized enterprises (SMEs) can now apply for up to 11 types of loan products using DBS Banks online loans application service.

This is the latest in a slew of initiatives by DBS to bring greater convenience and value to customers through digital banking.

We have adopted the human-centred design discipline and redesigned the entire loan application process, enabling SME owners to apply for loans on the go, said Mr Lim Chu Chong, DBS Banks regional head of SME Banking.

Using the online service, rolled out yesterday, customers can track their applications in real time and receive instant notifications on the loan processing.

DBS instant notification...

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Tuesday, August 18th, 2015 Property Loans Comments Off on SMEs can apply for DBS loans online